Keep it simple
Most of us have experienced a friend or family that has gone through the high cost of long term care. It can financially wipe out a lifetime of work if not covered by insurance. The standalone long term care insurance policies have gotten more expensive with less coverage available to purchase. The good news is you can now have coverage as part of your life insurance with Sons of Norway!
The Chronic Illness Rider is available on our Universal Life and Whole Life products at a very competitive price. The benefits paid to the insured are unrestricted with no administrative charges at the time of a claim. The death benefit is reduced only by the amount of the claim paid and so if you don’t need LTC your heirs will receive the money on your passing. 2% of the death benefit equals your monthly payments.
Call your Sons of Norway Financial Benefits Counselor see how this can work for you.
Ann Krause, FIC, LUTCF
Financial Benefits Counselor
Sons of Norway
701-720-2755